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Information on Health Insurance Exchanges

The Affordable Care Act (ACA) created guidelines for a new kind of marketplace for health insurance. Starting October 1, 2013, health insurance exchanges will be available for you to shop for health insurance online.

Depending on the type of insurance coverage you wish to purchase and your total household income, you may be eligible for reduced rates on the premiums you pay.

Inova wants our communities to be aware of health insurance exchanges. Check out the video below or for more information, go to https://www.healthcare.gov/


Watch a video, get more info




What are exchanges?

Exchanges (also referred to as “marketplaces”) are online markets where consumers and small businesses can go to shop for health insurance. On these sites, you can compare the health insurance plans that are available to you and then purchase a plan online.


Who creates and maintains the exchanges?

Each state has the option to create and operate its own exchange. If the state opts not to offer an exchange, a federal exchange will be available to the residents of that state. Outside of the government, private exchanges may also exist.


Who can shop on an exchange?

Starting on October 1, 2013, the federal and state-based exchanges will be available for individuals shopping for health insurance. Go to https://www.healthcare.gov/for more information.


Inova's new health insurance option: Innovation Health

Innovation Health is a new group of health insurance plans for individuals, families and employers. Uniquely set up to serve the needs of Northern Virginia residents, Innovation Health is a partnership between two industry leaders: Inova and Aetna, one of the nation's leading health care benefits companies. Learn more arrow